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125 Hibiscus Dr , Stafford, VA 22554
$760,000
Est. Payment: $3,981.54/mo
5 Bed
5 Bath
3760 Sqft
0.14 Acres
Status: active | Days on site: 43
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CENT12 - 80485
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House Description

FHA LOAN ASSUMPTION OPPORTUNITY! Qualified buyers may have the opportunity to assume the sellers existing FHA loan at an exceptional 2.75% interest rate-a significant potential savings compared to today's market rates. Loan balance is approximately $615k. Buyer must meet all lender (PennyMac) and FHA requirements for assumption, and the assumption is subject to lender/servicer approval. Welcome to 125 Hibiscus Drive, an exceptional Stanley Martin Durham in the highly sought-after Embrey Mill community, where thoughtful design, generous living spaces and almost $100,000 in builder upgrades create a home that truly stands apart. Offering approximately 3,760 square feet, 5 legal bedrooms, 4.5 baths and three beautifully finished levels, this home delivers exceptional space, flexibility and elevated finishes throughout. The welcoming foyer opens to a private study with glass French doors, ideal for working from home. An oak staircase and upgraded flooring add warmth and sophistication, while the open-concept main level flows effortlessly into the sun-filled living areas. At the heart of the home is the gourmet kitchen, beautifully appointed with upgraded cabinetry and countertops, a large center island, undermount sink, upgraded faucet, gourmet appliance package and enhanced lighting. The kitchen connects seamlessly to the dining and family areas, creating an inviting setting for everyday living and entertaining. Upstairs, the spacious primary suite features a tray ceiling, expansive walk-in closet and upgraded spa-like bath with an oversized tiled shower and heavy-glass enclosure. Three additional bedrooms include one with its own private full bath and walk-in closet, while two share a spacious hall bath. A versatile loft and conveniently located laundry room complete the upper level. The fully finished walkout lower level offers a large recreation/flex room with integrated surround sound speakers, also featured in the main-level family room. A rough-in for a future wet bar adds even more entertaining possibilities. This level also includes a legal fifth bedroom, full bath and additional storage, making it ideal for guests, extended family, an in-law suite, home gym or media room. Step outside to the composite deck overlooking a fully fenced backyard with vinyl privacy fencing that backs to a peaceful tree line—a wonderful setting for relaxing, grilling and entertaining. Even the exterior selections were thoughtfully chosen, combining Wedgewood siding, Blue Ridge Regent brick, Rustic Kentucky stone accents, black shutters and front door, Weathered Wood roofing and Dark Bronze metal-roof detailing. Beyond the home, Embrey Mill offers an exceptional lifestyle with more than 285 acres of open green space, community pools, fitness facilities, parks and playgrounds, dog parks, walking and biking trails, a community garden and neighborhood gathering spaces. Conveniently located near I-95 Express Lanes, VRE stations and commuter lots, with Embrey Town Center, Publix, the Jeff Rouse Swim and Sport Center, Stafford Hospital and other everyday conveniences nearby. With almost $100,000 in builder upgrades, 5 legal bedrooms, 4.5 baths, three finished levels, a walkout lower level, composite deck and private tree-lined backyard, 125 Hibiscus Drive offers an exceptional combination of style, space and versatility in one of Stafford's premier communities. Schedule your private showing today!

Highlights

Listed by Anne E Hupka , 5408092134 Century 21 Redwood Realty , 5406592161. Bright MLS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

143 Monthly

Year Built

2021

County

Stafford

Neighborhood

Embrey Mill

School District

Stafford County Public Schools

Listing ID

VAST2054064

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer, Washer, Oven - Wall, Refrigerator, Icemaker
Air Cond:Central A/C
Fireplaces:
Floor:Ceramic Tile,Carpet,Wood
Above Ground Sq Ft:2736
Below Ground Sq Ft:1024
Basement:Full,Walkout Level,Windows
Other:
  • ▪ Additional:Bathroom - Tub Shower, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Sound System, Upgraded Countertops, Walk-in Closet(s)
Water:Public

Exterior Features

Lot:Backs to Trees,Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:PD2
Others:
  • ▪ Additional:Sidewalks, Street Lights, Excellent, Basketball Courts, Club House, Common Grounds, Dog Park, Exercise Room, Fitness Center, Jog/Walk Path, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Pool(s), Trash, Snow Removal
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage - Front Entry,Inside Access,Garage Door Opener,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,982
Taxes
$596
HOA
$143

Home Price

$760,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$152,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,981.54

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,981.54 $595.50 $143.00 $4,720.04
Yearly $47,778.50 $7,146.00 $1,716.00 $56,640.50
Total $1,433,354.87 $214,380.00 $51,480.00 $1,699,214.87
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stafford, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS