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12 Chestnut Ln , Stafford, VA 22554
$485,000
Est. Payment: $2,540.85/mo
3 Bed
2 Bath
1820 Sqft
1.03 Acres
Status: closed | Days on site: 3
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TTRS6 - 3239381,3356828
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House Description

Discover this beautifully renovated 3-bedroom, 2-bathroom rambler, perfectly situated on a private, tree-lined 1-acre lot in the highly desirable Lake Arrowhead community — and best of all, no HOA! Enjoy the peace, privacy, and natural beauty of lake living, with direct access to community amenities including a beach, fishing spots, kayaking and canoeing, a large pavilion, and a fun-filled playground. Whether you're soaking up the sun by the water or enjoying a quiet paddle on the lake, this neighborhood offers a lifestyle that's hard to beat. Step inside to over 1,900 square feet of stylish, single-level living. This spacious home features oversized rooms, two family rooms, a cozy wood stove, a laundry room, and abundant storage throughout. Nestled against a serene pond, the backyard offers the perfect setting for morning coffee or evening relaxation. The home has been thoughtfully updated with newer siding, gutters, and a patio, along with luxury vinyl flooring throughout. The kitchen shines with granite countertops, a modern tile backsplash, and beautiful stainless steel appliances. Additional upgrades include new plumbing (2022) and electrical fixtures, fresh interior and exterior paint, and fresh landscaping for eye-catching curb appeal. This is more than just a home — it’s a lifestyle. If you’ve been dreaming of a peaceful, turnkey retreat with water views and room to roam, this is the one. Don’t miss your chance — schedule your tour today!

Highlights

Listed by Anita C Edwards , 7039287637 TTR Sotheby's International Realty , 7033106800. Bright MLS

Property Type

Residential

Lot/Acreage
1.03

Year Built

1976

County

Stafford

Neighborhood

Lake Arrowhead

School District

Stafford County Public Schools

Listing ID

VAST2042156

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Exhaust Fan, Icemaker, Oven - Double, Oven - Wall, Refrigerator
Air Cond:Ceiling Fan(s),Heat Pump(s)
Fireplaces:Wood,1 Fireplace
Floor:Carpet,Engineered Wood,Hardwood
Above Ground Sq Ft:1820
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Dining Area, Floor Plan - Open
Water:Well

Exterior Features

Lot:Cul-de-sac,Pond,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:STAFFORD COUNTY
Roof:Composite
Others:
  • ▪ Additional:Private Beach, Beach, Tot Lots/Playground, Water/Lake Privileges
Sewer:Septic Exists
Parking Features:Garage Door Opener,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,541
Taxes
$354

Home Price

$485,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$97,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,540.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,540.85 $354.42 $0.00 $2,895.27
Yearly $30,490.22 $4,253.00 $0.00 $34,743.22
Total $914,706.72 $127,590.00 $0.00 $1,042,296.72
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stafford, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS