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sales rep | Brivity IDX

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3 Franklin St , Stafford, VA 22556
$649,500
Est. Payment: $3,402.65/mo
4 Bed
4 Bath
3528 Sqft
1.08 Acres
Status: pending | Days on site: 39
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SAMP23 - 74223,104353
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House Description

🏡 NO HOA + HIGHLY-RATED SCHOOLS + 2-YEAR INTEREST RATE BUYDOWN IN STAFFORD! 🏡 Skip the crowded subdivisions and high monthly payments. This beautiful, turnkey brick-front Colonial sits on a peaceful 1.08 acres located on a cul-de-sac. No HOA restrictions, a wraparound porch, and a fully finished walk-out basement! Best of all? The sellers are offering a 1% interest rate buydown for the first 2 years, drastically lowering your monthly payment and giving you instant financial relief at closing! ✨Why You’ll Love This Home: • Prime Location: Just 20 minutes from MCB Quantico—perfect for commuter convenience. • Top Rated Schools: 9/10 rated Margaret Brent Elementary School District. • Massive Space: 4 spacious bedrooms, multiple bathrooms, and over 3,500+ sq ft of immaculate living space. • Major Structural Updates Completed: Enjoy total peace of mind with a brand-new well pump (2026), updated septic system and distribution box (2025), energy-efficient attic ductwork (2025), premium Trex deck, and Andersen replacement windows. Turnkey, maintenance-free interior ready for your family to move right in. Contact agent for full details of all upgrades.

Highlights

Listed by Camilla S Tierney , 5407838034 and Christina E Nye , 5408469176 Samson Properties , 5402996001. Bright MLS

Property Type

Residential

Lot/Acreage
1.08

Year Built

1982

County

Stafford

Neighborhood

Rosedale

School District

Stafford County Public Schools

Listing ID

VAST2054012

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • â–Ş Bedrooms:4
  • â–Ş Bathrooms:4
  • â–Ş Full Bathrooms:3
  • â–Ş 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Dishwasher, Disposal, Icemaker, Oven - Double, Oven - Wall, Refrigerator
Air Cond:Central A/C
Fireplaces:Brick,Wood,Insert,1 Fireplace
Floor:Carpet,Hardwood,Laminated,Luxury Vinyl Plank
Above Ground Sq Ft:2352
Below Ground Sq Ft:1176
Basement:Fully Finished,Interior Access,Outside Entrance,Walkout Level
Other:
  • â–Ş Additional:Attic, Bathroom - Stall Shower, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Formal/Separate Dining Room, Pantry, Primary Bath(s), Recessed Lighting, Stove - Wood, Upgraded Countertops, Water Treat System, Wet/Dry Bar, Wood Floors
Water:Well

Exterior Features

Lot:Backs to Trees,Cleared,Cul-de-sac,Front Yard,Level,Partly Wooded,Private,Rear Yard,Not New Construction,Horse Property: No
Garage Capacity:3
Zoning:A2
Others:
  • â–Ş Additional:Exterior Lighting, Gutter System, Excellent
Sewer:Septic = # of BR
Parking Features:Asphalt Driveway,Garage - Front Entry,Garage Door Opener,Attached Carport,Attached Garage,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,403
Taxes
$389

Home Price

$649,500

Loan Details

30 yrs
6.844%

Down Payment

20%
$129,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,402.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,402.65 $389.00 $0.00 $3,791.65
Yearly $40,831.75 $4,668.00 $0.00 $45,499.75
Total $1,224,952.61 $140,040.00 $0.00 $1,364,992.61
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stafford, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS