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15 Riva Ridge Ln , Stafford, VA 22556
$810,000
Est. Payment: $4,243.48/mo
4 Bed
5 Bath
5146 Sqft
3 Acres
Status: active | Days on site: 203
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EXPY1 - 3009184,3353484
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House Description

** Sellers have an assumable VA loan with 2.25% interest rate** Nestled on three private, wooded acres in the sought after Seven Lakes community, this stately brick Colonial offers a rare blend of space, comfort, and natural surroundings just minutes from shopping, dining, and I-95. Inside, the home features over 5,200 total square feet across three levels. A grand two-story foyer opens to formal living and dining spaces filled with natural light, while a main-level office with built-ins provides a functional work-from-home retreat. The spacious family room centers around a gas fireplace and offers direct access to the rear deck. The kitchen is equipped with granite countertops, gas cooking, a double wall oven, center island, and a pantry, with an adjoining breakfast area that flows seamlessly to the composite deck—ideal for everyday living and outdoor enjoyment. Upstairs, the primary suite includes a tray ceiling, two walk-in closets, and a private bath with soaking tub, separate shower, and dual vanities. Additional bedrooms are well-sized and served by full baths. The finished walk-out lower level expands the living space with a large recreation room, wet bar, full bath, and additional room that would be ideal for hosting guests, along with an additional flexible space that can be used for a variety of uses. Outdoors, the wooded setting provides privacy and a peaceful backdrop, complemented by a composite deck, paver patio, and storage shed. Set within one of North Stafford’s most desirable communities, Seven Lakes offers walking trails, lakes for fishing and kayaking, and a tranquil country setting just minutes from major commuter routes. Experience the perfect balance of space, privacy, and natural beauty at 15 Riva Ridge Lane. Some photos have been virtually staged to help illustrate the potential use and layout of the spaces. Kindly remove shoes or use the provided shoe covers when touring the home.

Highlights

Listed by Michael J Gillies , 5403001578 and Dimitri Ivan Albritton , 7035856558 EXP Realty, LLC , 8668257169. Bright MLS

Property Type

Residential

Lot/Acreage
3

HOA Fee

210 Quarterly

Year Built

1998

County

Stafford

Neighborhood

Seven Lakes

School District

Stafford County Public Schools

Listing ID

VAST2043856

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:5
Appliances:Stainless Steel Appliances, Cooktop, Dishwasher, Disposal, Refrigerator, Icemaker, Oven - Wall
Air Cond:Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Floor:Vinyl,Hardwood,Carpet,Ceramic Tile
Above Ground Sq Ft:3441
Below Ground Sq Ft:1705
Basement:Walkout Level,Fully Finished
Other:
  • ▪ Additional:Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Wet/Dry Bar
Water:Public

Exterior Features

Lot:Backs to Trees,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:A1
Others:
  • ▪ Additional:Play Area, Play Equipment, Excellent
Sewer:Septic < # of BR
Parking Features:Asphalt Driveway,Garage - Side Entry,Garage Door Opener,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$4,243
Taxes
$526
HOA
$210

Home Price

$810,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$162,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,243.48

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,243.48 $526.33 $210.00 $4,979.82
Yearly $50,921.82 $6,316.00 $2,520.00 $59,757.82
Total $1,527,654.53 $189,480.00 $75,600.00 $1,792,734.53
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stafford, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS