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60 Shady Cove Ln , Stafford, VA 22554
$1,074,900
Est. Payment: $5,631.26/mo
6 Bed
5 Bath
5200 Sqft
2.93 Acres
Status: active | Days on site: 49
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EXPY1 - 85732
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House Description

NEW PRICE! Take advantage of a MASSIVE price improvement . A great opportunity to own this beautiful Aquia Creek property before prices go back up in 2027! EXCEPTIONAL WATERFRONT LIVING ON AQUIA CREEK IN SOUGHT-AFTER SHADY COVE ESTATES! Situated on almost 3 private acres along Stafford County’s beautiful Widewater Peninsula, this impressive waterfront home offers approximately 5,200 finished square feet, spacious living areas, stunning water views, and an abundance of recent upgrades. From the moment you enter, you’ll appreciate the home’s generous room sizes, natural light, and inviting floor plan. The dramatic two-story family room features expansive windows showcasing breathtaking views of Aquia Creek. The spacious kitchen and breakfast nook offer equally beautiful views, making everyday living and entertaining a pleasure. A large main-level primary suite provides comfort, privacy, and the convenience of main-level living. EXTENSIVELY UPDATED AND MOVE-IN READY! Recent improvements include a new dual-zone HVAC system, updated lighting and plumbing fixtures, new appliances, updated interior door and bathroom hardware, fresh interior paint, new carpeting, and a newer roof. These thoughtful updates provide modern comfort while maintaining the home’s timeless appeal. Additional highlights include an oversized garage with dedicated workshop space, offering plenty of room for vehicles, tools, hobbies, and storage. Step outside onto the new Trex deck overlooking the peaceful backyard, natural shoreline, and beautiful waters of Aquia Creek. Enjoy morning coffee, outdoor entertaining, or simply relaxing while surrounded by the sights and sounds of nature. BOATING ENTHUSIASTS WILL LOVE THIS LOCATION! A convenient public boat ramp is located just down the road, providing easy access to the Potomac River. Even better, the property offers the exciting opportunity to build your own private dock, creating the ultimate waterfront lifestyle right in your own backyard. Shady Cove Estates is nestled along the exclusive Widewater Peninsula, bordered by the Potomac River and Aquia Creek and surrounded by the incredible natural beauty and privacy of Widewater State Park. Enjoy boating, fishing, kayaking, and exploring the area’s scenic waterways, with access to destinations such as Washington, D.C., National Harbor, and Colonial Beach. This exceptional property offers a rare combination of waterfront acreage, spacious living, extensive updates, boating access, and privacy, all within convenient reach of Stafford, Fredericksburg, and Northern Virginia. WATERFRONT OPPORTUNITIES LIKE THIS DON’T COME ALONG OFTEN. COME EXPERIENCE EVERYTHING SHADY COVE ESTATES HAS TO OFFER!

Highlights

Listed by Jason L Decatur , 5408508076 EXP Realty, LLC , 8668257169. Bright MLS

Property Type

Residential

Lot/Acreage
2.93

HOA Fee

300 Annually

Year Built

1998

County

Stafford

Neighborhood

Shady Cove Estates

School District

Stafford County Public Schools

Listing ID

VAST2054082

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Stove, Washer, Washer/Dryer Hookups Only, Water Conditioner - Owned
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:Gas/Propane,Mantel(s),Fireplace - Glass Doors,1 Fireplace
Above Ground Sq Ft:3392
Below Ground Sq Ft:1808
Basement:Connecting Stairway,Fully Finished,Outside Entrance,Rear Entrance
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Breakfast Area, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Window Treatments, Wood Floors
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:A2
Others:
  • ▪ Additional:Excellent, Road Maintenance
Sewer:Septic Exists
Parking Features:Garage - Front Entry,Garage Door Opener,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$5,631
Taxes
$784
HOA
$300

Home Price

$1,074,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$214,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,631.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,631.26 $783.50 $300.00 $6,714.76
Yearly $67,575.14 $9,402.00 $3,600.00 $80,577.14
Total $2,027,254.14 $282,060.00 $108,000.00 $2,417,314.14
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stafford, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS