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20 Pinehurst Ln , Stafford, VA 22554
$795,000
Est. Payment: $4,164.90/mo
4 Bed
4 Bath
4662 Sqft
0.22 Acres
Status: active | Days on site: 16
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CENT12 - 3100507
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House Description

VA LOAN ASSUMPTION AVAILABLE FOR QUALIFIED BUYERS WITH VA ELIGIBILITY! Take advantage of the opportunity to assume an existing VA loan with a 6.75% interest rate and an estimated remaining balance of $746,652, subject to lender approval and VA entitlement substitution. Welcome to 20 Pinehurst Lane, a beautiful brick colonial in the desirable Somerset Landing community offering 4 bedrooms, 3.5 bathrooms, and over 4,600 finished square feet of versatile living space! Step inside the impressive two-story foyer, flanked by formal living and dining rooms. The main level features hardwood floors, soaring ceilings, and a spacious family room with a cozy fireplace that opens to the kitchen, complete with a center island, stainless steel appliances, and gas cooktop. A dedicated study/home office provides the perfect space for working remotely. Upstairs, retreat to the generous primary suite featuring a private sitting area with a second fireplace, walk-in closet, and spa-inspired bathroom with dual vanities, a Jacuzzi soaking tub, and separate shower. Three additional bedrooms, a full bathroom, and a conveniently located upper-level laundry room complete this level. The fully finished walkout basement adds incredible flexibility with a spacious recreation/media area, two additional bonus rooms, a full bathroom, and storage space. Whether you need room for entertaining, hobbies, guests, or additional workspaces, this home offers plenty of possibilities. Conveniently located near I-95, Stafford Hospital, Stafford Marketplace, shopping, dining, and commuter routes, this home combines generous living space with an excellent location. Don't miss this opportunity to own a spacious home with the added benefit of a potentially assumable VA mortgage! Schedule your showing today! VA loan assumption available to qualified buyers with VA eligibility who can substitute their entitlement. Subject to loan servicer approval, applicable VA requirements, and verification of loan terms and balance.

Highlights

Listed by Kris A Riley , 7036093019 Century 21 Redwood Realty , 5406592161. Bright MLS

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

85 Monthly

Year Built

2006

County

Stafford

Neighborhood

Somerset Landing

School District

Stafford County Public Schools

Listing ID

VAST2054758

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:Fireplace - Glass Doors,Mantel(s),Stone,2 Fireplaces
Floor:Hardwood,Carpet,Ceramic Tile
Above Ground Sq Ft:3192
Below Ground Sq Ft:1470
Basement:Fully Finished
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R1
Others:
  • ▪ Additional:Common Grounds, Tot Lots/Playground, Common Area Maintenance, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Garage - Side Entry,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$4,165
Taxes
$551
HOA
$85

Home Price

$795,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$159,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,164.90

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,164.90 $551.42 $85.00 $4,801.32
Yearly $49,978.82 $6,617.00 $1,020.00 $57,615.82
Total $1,499,364.63 $198,510.00 $30,600.00 $1,728,474.63
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stafford, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS