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22 Sandy Ln , Stafford, VA 22554
$515,000
Est. Payment: $2,698.02/mo
5 Bed
4 Bath
3468 Sqft
0.47 Acres
Status: active under contract | Days on site: 13
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EXPY1 - 3311569
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House Description

RATE RATE BABY!! Be the envy around town with a 2% seller credit towards an interest rate buy-down...and an additional 1% lender credit when you use our preferred lender (terms negotiable)!! OR "$10k your way" with your highest and best offer (negotiable)! Contact listing agent for the incredible details! This Widewater Beach community sits peacefully along Aquia Creek close to where it meets the Potomac River. Amenities of optional, private citizen HOA, includes a community dock, boat ramp, private park, and picnic area pavilion available for private gatherings. This beautiful property spans nearly 3500 above-grade square feet, on nearly a half-acre, with a fully fenced lot! You must be looking for a MAIN LEVEL primary bedroom and ensuite bathroom with mosaic tiled, walk-in shower, double sinks and private water closet! Upstairs you'll find FOUR additional bedrooms and TWO additional full baths attached! There is an extended length two car garage with a driveway long enough to host your family gathering or lots of friends! Off the garage is the exceptionally sized laundry room with storage closet and mud room accessibility. Open concept home with two living areas, designated private office with French doors and a large sunroom/formal dining/optional DO WHAT YOU WANT room! Enjoy the front porch that spans the full length of the home with an additional, wrap around deck that extends to sunroom entrance. The outdoor enjoyment continues with a huge, covered back patio for grilling and relaxing in your fully-fenced yard! Fall and winter evenings are elevated with the cozy fireplace with wood stove insert. Don't miss the wood cubby that has a rear door to the garage for easy access to refill your wood. The country kitchen with custom paint, granite countertops and large island gives the perfect space for food prep, storage and entertaining. Newer roof and vinyl siding (2021), HVAC and hot water heater (2015), refreshed deck, new well tank, updated artesian well, and whole-home Pure Water filtration system give you the peace of mind you deserve. This location is peaceful and serene but still accessible to everything you need within approximately 20 minutes to Rt 610/Garrisonville Rd., I-95 or Marine Corps Base Quantico. Shopping, restaurants, big box stores, Wal-Mart, Target and many more is in the Stafford Marketplace or Embrey Mill Town Center. Cruise on over to nearby Potomac Point Winery or Widewater State Park which is loaded with recreation and hiking trails. This beach front community is calling you home!! Inquire about financing rate incentive or closing cost assistance with your best offer today! 1 year, VIP Home Warranty included!

Highlights

Listed by Christi Gail Huggins , 5402723304 EXP Realty, LLC , 8668257169. Bright MLS

Property Type

Residential

Lot/Acreage
0.47

Year Built

1983

County

Stafford

Neighborhood

Widewater Beach

School District

Stafford County Public Schools

Listing ID

VAST2054340

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, Dryer - Electric, Dual Flush Toilets, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Conditioner - Owned, Water Heater
Air Cond:Central A/C,Ceiling Fan(s),Programmable Thermostat
Fireplaces:Mantel(s),Wood,Brick,Insert,1 Fireplace
Floor:Bamboo,Wood,Vinyl,Carpet
Above Ground Sq Ft:3468
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Attic, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Country, Kitchen - Island, Recessed Lighting, Stove - Wood, Walk-in Closet(s), Water Treat System, Wood Floors, Pantry, Formal/Separate Dining Room, Floor Plan - Open, Carpet
Water:Private,Well

Exterior Features

Lot:Cleared,Front Yard,Road Frontage,Landscaping,Level,SideYard(s),Rear Yard,Not New Construction,Horse Property: No
Garage Capacity:8
Zoning:Rural Residential
Roof:Shingle,Composite
Others:
  • ▪ Additional:Chimney Cap(s), Exterior Lighting, Gutter System
Sewer:On Site Septic,Septic < # of BR,Private Septic Tank
Parking Features:Paved Driveway,Private,Garage - Side Entry,Garage Door Opener,Driveway,Attached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,698
Taxes
$379

Home Price

$515,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$103,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,698.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,698.02 $378.75 $0.00 $3,076.77
Yearly $32,376.22 $4,545.00 $0.00 $36,921.22
Total $971,286.52 $136,350.00 $0.00 $1,107,636.52
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stafford, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS