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sales rep | Brivity IDX

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109 Jefferson Ct , Stephens City, VA 22655
$409,000
Est. Payment: $2,142.70/mo
3 Bed
2 Bath
1439 Sqft
0.33 Acres
Status: active under contract | Days on site: 21
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House Description

Nestled on a quiet cul-de-sac and set on a spacious 1/3-acre lot, this 3 bedroom, 2 bath home has everything you are looking for and more. Offering convenient one-level living, thoughtful updates, comfortable living spaces, and fantastic indoor and outdoor entertaining areas. Step inside to a bright, welcoming interior featuring upgraded lighting throughout, fresh paint, and hardwood floors. The inviting family room is highlighted by a cathedral ceiling, creating an open and airy feel. As you move into the kitchen, the easy flow and thoughtful arrangement continues making it easy to stay connected while preparing meals or entertaining guests. It also boasts gorgeous quartz countertops, LVP flooring, and Whirlpool appliances. The generously sized primary suite features an en-suite bath with upgraded glass shower doors, new bathroom flooring, and updated exhaust fans. Recent improvements include a new HVAC system with gas furnace and AC (2023), new water heater (2023), fresh interior paint, new interior and exterior lighting, updated bathroom flooring and new exhaust fans in both the primary and secondary bathrooms, and an upgraded LG washer and dryer. The home has been lovingly maintained and thoughtfully updated throughout. Outside, enjoy a professionally landscaped 1/3-acre lot with a large backyard and plenty of room to relax, play, or entertain. A brand-new paver patio extends off the cozy back porch, creating an exceptional outdoor living space. Complete with a new ceiling fan, the porch and patio are ideal for morning coffee, evening gatherings, or summer entertaining. The heated two-car garage is a standout feature, with a built-in gas heater offering a comfortable and functional space year-round—perfect for parking, storage, hobbies, or a workshop. Adding even more value, the existing mortgage may be assumable at an attractive 3.25% interest rate through PennyMac, subject to lender approval and buyer qualification. Located in a convenient setting near shopping, dining, and everyday amenities, with a Publix grocery store coming soon, this home offers the perfect combination of peaceful cul-de-sac living, convenience, and move-in-ready comfort. With its spacious primary suite, cathedral ceiling, great lighting, entertaining-friendly kitchen, heated two-car garage, gorgeous outdoor spaces, and easy one-level living, this is a home you won't want to miss!

Highlights

Listed by Cynthia K. Greenya , 7037955904 Keller Williams Realty , 7036690099. Bright MLS

Property Type

Residential

Lot/Acreage
0.33

Year Built

1992

County

Frederick

Neighborhood

Jefferson Village

School District

Frederick County Public Schools

Listing ID

VAFV2043952

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator, Water Heater, Washer, Dryer, Disposal
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1439
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Primary Bath(s), Ceiling Fan(s), Walk-in Closet(s)
Water:Public

Exterior Features

Lot:Landscaping,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RP
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage - Front Entry,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,143
Taxes
$94

Home Price

$409,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$81,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,142.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,142.70 $93.75 $0.00 $2,236.45
Yearly $25,712.37 $1,125.00 $0.00 $26,837.37
Total $771,371.24 $33,750.00 $0.00 $805,121.24
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stephens City, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS