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207 Decatur , Stephens City, VA 22655
$590,000
Est. Payment: $3,090.93/mo
6 Bed
3 Bath
3719 Sqft
0.51 Acres
Status: active under contract | Days on site: 124
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RMAX151 - 3285866
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House Description

Built in 2023 and set on a HALF-ACRE lot, this move-in-ready six-bedroom home delivers the space, flexibility, and modern features that are hard to find at this price point. With three finished levels, a three-car garage, a fully fenced backyard, and room to make every space your own, this home offers possibilities well beyond the typical neighborhood home. Step inside to a bright, open main level centered around a spacious kitchen with an oversized island, quartz countertops, gas cooking, and plenty of room to gather, entertain, and settle into everyday life. A main-level bedroom with direct access to a full bathroom adds valuable flexibility for overnight guests, a private home office, or anyone looking for convenient main-level living. Upstairs, five additional bedrooms provide room to spread out without sacrificing flexibility. Create dedicated bedrooms, offices, hobby rooms, a playroom, or whatever fits your lifestyle. A separate upstairs laundry room keeps everyday routines convenient and close to the bedrooms. For buyers who prefer a more neutral look, the sellers are also willing to paint over the existing accent wall colors and children’s bedroom themes. The finished portion of the basement opens up even more possibilities. Picture a home theater, game room, gym, second living area, workspace, or a combination of them all, while still maintaining additional storage space. Outside, the HALF-ACRE lot gives you something increasingly difficult to find: room to actually use your backyard. The six-foot white vinyl privacy fence creates a private setting, while the stamped concrete patio and dedicated fire pit area are already in place for outdoor dining, entertaining, or quiet evenings at home. There is still plenty of open yard to envision additional outdoor living space and make the backyard your own. The three-car garage provides excellent parking, storage, and workspace, while a Tesla charger is already installed for EV convenience. Permanent exterior trim lighting across the front of the home adds another modern touch and makes decorating or changing the look of the exterior easy year-round. Located in a sidewalk-lined neighborhood with convenient access to Route 11 and I-81, this nearly new home brings together SIX BEDROOMS, a HALF-ACRE LOT, THREE-CAR GARAGE, FENCED BACKYARD, FINISHED BASEMENT, MAIN-LEVEL BEDROOM, and 2023 CONSTRUCTION in one impressive package. If you’ve been searching for more space without giving up modern construction, this is one you’ll want to see in person.

Highlights

Listed by Bailey Scot Cooper , 5404507203 RE/MAX Gateway , 7037541770. Bright MLS

Property Type

Residential

Lot/Acreage
0.51

HOA Fee

30 Monthly

Year Built

2023

County

Frederick

Neighborhood

Mountain Valley Estates

School District

Frederick County Public Schools

Listing ID

VAFV2042756

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Oven/Range - Gas, Stainless Steel Appliances
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:2848
Below Ground Sq Ft:871
Basement:Poured Concrete,Fully Finished
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Entry Level Bedroom, Kitchen - Island
Water:Public

Exterior Features

Lot:Rear Yard,Not New Construction,Horse Property: No,In City Limits
Lot Dimensions:0.00 x 0.00
Garage Capacity:3
Zoning:R-1
Others:
  • ▪ Additional:Sidewalks, Exterior Lighting
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Garage Door Opener,Oversized,Attached Garage,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,091
Taxes
$223
HOA
$30

Home Price

$590,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$118,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,090.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,090.93 $223.25 $30.00 $3,344.18
Yearly $37,091.20 $2,679.00 $360.00 $40,130.20
Total $1,112,736.01 $80,370.00 $10,800.00 $1,203,906.01
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stephens City, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS