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47404 Middle Bluff Pl , Sterling, VA 20165
$1,185,000
Est. Payment: $6,208.06/mo
4 Bed
5 Bath
5084 Sqft
0.26 Acres
Status: active | Days on site: 8
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House Description

Pristine 4BR/4.5BA Rivercrest brick-front beauty with over 5,800SF of room to roam across 4 finished levels! This spacious K. Hovnanian Oxford model offers functionality, style and comfort on a grand scale thanks to structural bumpouts, smart cosmetic updates and flexible living spaces. Just past the welcoming slate front walk lined with natural landscaping, the impressive 2-story foyer is flanked by the large formal dining and living rooms and an entire main level clad in refinished hardwoods floors. Unwind in the spacious family room with soaring ceiling, stone gas fireplace, and sun tunnels. The breakfast room with sliding glass door to Trex deck and screened porch opens to the updated gourmet white kitchen with NEW Quartz countertops, center island, double oven, pantry, plus a convenient 2nd staircase! Rounding out the main level are a private and bright office with French doors and wall of windows overlooking a canopy of trees, powder room, and spacious laundry room opposite the access for the 2-car garage. The upper level, featuring elegant Brazilian Cherry wide plank hardwood floors throughout, offers 4 bedrooms and 3 full bathrooms UP, including an en-suite princess bath and a separate hall bath - both with gorgeous new Quartz countertops, new lights and plumbing fixtures. Relax in the expansive primary bedroom with tray ceiling and wide plank BC hardwoods floors, sunny sitting area bumpout perfect for reading a good book, and 3 walk-in closets. The primary bath features both a soaking tub and spacious shower, and two vanities with new Quartz countertops. A wonderfully functional 4th level loft offers an additional bedroom, 2nd office, or play room! The walk-up lower level features an open recreation room, wet bar with sink and full size fridge, den area perfect for guests or another office, full bath with tub shower, plus an open game room area and large unfinished storage room with shelving. Walk up from the rec room exit to the stone patio, mature low-maintenance landscaping, fenced rear yard and screened porch. * Over $140K in recent upgrades and $400K+ since conscientious original owners built the home, including 2021 Architectural Shingle ROOF, 2017 HVAC, and refinished hardwoods in 2023. Enjoy close proximity to Algonkian Park, revamped Cascades Marketplace to shop and dine, plus sought-after schools and a commuter-friendly locale. An exceptional community rich in social fabric, stellar pool, trails, tot lots and parks await you in Rivercrest - Eastern Loudoun’s best kept secret.

Highlights

Listed by Elizabeth L Kovalak , 7035827125 Real Broker, LLC , 8554500442. Bright MLS

Property Type

Residential

Lot/Acreage
0.26

HOA Fee

102 Monthly

Year Built

2000

County

Loudoun

Neighborhood

River Crest

School District

Loudoun County Public Schools

Listing ID

VALO2139020

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Range, Dishwasher, Disposal, Dryer, Oven - Double, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Central A/C
Fireplaces:Mantel(s),Stone,1 Fireplace
Above Ground Sq Ft:4024
Below Ground Sq Ft:1060
Basement:Fully Finished,Interior Access,Outside Entrance,Walkout Stairs,Sump Pump,Improved
Other:
  • ▪ Additional:Air Filter System, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Skylight(s), Walk-in Closet(s), Window Treatments, Wood Floors
Water:Public

Exterior Features

Lot:Landscaping,Corner,No Thru Street,Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:PDH4
Others:
  • ▪ Additional:Common Grounds, Jog/Walk Path, Pool - Outdoor, Tot Lots/Playground, Common Area Maintenance, Management, Reserve Funds, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Concrete Driveway,Additional Storage Area,Garage - Side Entry,Garage Door Opener,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Sunday 11:00 am - 1:00 pm Nov 15
Principal Interest
$6,208
Taxes
$775
HOA
$102

Home Price

$1,185,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$237,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,208.06

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,208.06 $775.00 $102.00 $7,085.06
Yearly $74,496.73 $9,300.00 $1,224.00 $85,020.73
Total $2,234,902.00 $279,000.00 $36,720.00 $2,550,622.00
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Sterling, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS