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174 Virginia Key Trl , Union Hall, VA 24176
$1,725,000
Est. Payment: $9,037.05/mo
4 Bed
5 Bath
5240 Sqft
0.81 Acres
Status: active | Days on site: 221
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LYONS1 - 3300886
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House Description

Welcome to a stunning example of California-style post & beam architecture, where timeless design meets exceptional craftsmanship. Built with durable 2x6 construction, this extraordinary home was thoughtfully designed to combine strength, beauty, and comfort in a picturesque waterfront setting. From the moment you enter, you'll notice expansive water views visible from nearly every room, creating a peaceful atmosphere that complements the home's open architectural style. Inside, the home features impeccable finishes throughout, including custom cabinetry, Brazilian cherry hardwood floors, granite countertops, and a full suite of stainless steel appliances in the gourmet kitchen. The primary suite serves as a private retreat, complete with a convenient morning kitchenette and a luxurious his-and-hers Blue Pearl granite shower illuminated by a tubular skylight. A main-level guest bedroom also enjoys spectacular water views, allowing guests to experience the same serene setting. The lower level expands the home's versatility with a second fully equipped kitchen, two additional bedrooms, and an impressive 8-seat home theater featuring a projector replaced in 2022 that conveys with the property--perfect for entertaining or relaxing. With its separate entrance, the lower level could easily function as in-law quarters or private guest accommodations. This home also includes numerous upgrades designed for comfort and peace of mind, including a generator, GE smart home wiring system, ADT security system, mesh Wi-Fi, wine cooler, and three recently replaced heat pumps. Additional improvements include a new boathouse irrigation pump in 2022, new steps to the boathouse, lawn irrigation, a refreshed stone entryway, and beautiful nighttime landscape lighting. Outdoor living is just as impressive, with ClearView railings on the deck providing unobstructed water views along with a charming screened porch ideal for relaxing evenings. The home is supported by a three-bedroom septic system, which was recently inspected and verified to be in good condition by Superior Septic. Recent updates include fresh exterior paint on the siding and trim completed in June 2021 and the addition of a fourth full bathroom, enhancing both style and functionality. As an added bonus, most furnishings are available for purchase, making this a rare turnkey opportunity. Select items, including the Gator and theater seating, are negotiable. This remarkable waterfront retreat offers a unique blend of architectural beauty, modern upgrades, and peaceful surroundings, creating the perfect balance of luxury, comfort, and lakefront living.

Highlights

Listed by Polly L. Lyons , 5402977777 Lyons Team Realtors , 5402977777. Bright MLS

Property Type

Residential

Lot/Acreage
0.81

Year Built

2006

County

Franklin

Neighborhood

None Available

School District

Franklin County Public Schools

Listing ID

VAFK2000106

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Compactor, Dishwasher, Dryer - Electric, Washer, Freezer, Oven/Range - Gas, Range Hood, Refrigerator, Water Heater
Air Cond:Heat Pump(s)
Fireplaces:Gas/Propane,1 Fireplace
Floor:Carpet,Wood,Ceramic Tile
Above Ground Sq Ft:2620
Below Ground Sq Ft:2620
Basement:Full
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Kitchen - Gourmet, Primary Bath(s), Skylight(s), Walk-in Closet(s), WhirlPool/HotTub, Wood Floors, 2nd Kitchen, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:3
Zoning:A1
Others:
  • ▪ Additional:Boat Storage, Hot Tub
Sewer:Private Septic Tank
Parking Features:Underground,Attached Garage,3+ Spaces,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Saturday 11:00 am - 2:00 pm Nov 14
Principal Interest
$9,037
Taxes
$470

Home Price

$1,725,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$345,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,037.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,037.05 $469.92 $0.00 $9,506.97
Yearly $108,444.61 $5,639.00 $0.00 $114,083.61
Total $3,253,338.35 $169,170.00 $0.00 $3,422,508.35
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Union Hall, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS