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26 Oyster Rd Unit 24 , Urbanna, VA 23175
$584,900
Est. Payment: $3,064.22/mo
1 Bed
2 Bath
1082 Sqft
Status: active | Days on site: 13
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COBL1 - 3378644
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Enjoy low-maintenance waterfront living from this beautifully appointed 1-bedroom, 1.5-bath condo overlooking scenic Urbanna Creek. Built in 2012, this second-floor, elevator-accessible unit features an open living and dining area with wood flooring and a well-equipped kitchen. The light-filled sunroom offers stunning panoramic views of Urbanna Creek, creating the perfect place to relax and watch the boats go by. The waterside primary suite features luxury vinyl flooring, a walk-in closet with custom built-in shelving, and an ensuite bath. Included with the property is a deeded 40-foot boat slip (Slip #1) with approximately 9+ feet of mean low water, making it ideal for larger vessels and boating enthusiasts. Additional amenities include a dedicated lower-level storage locker (#8) and access to the community's waterfront swimming pool. A rare opportunity to enjoy the best of waterfront living with boating access, exceptional views, and easy access to everything charming downtown Urbanna has to offer.
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Highlights

Listed by alice n riviere , 7037276767 Cobblestone Realty Inc. , 5402264719. Bright MLS

Property Type

Condo

Year Built

2012

County

Middlesex

 Neighborhood

Oyster Harbor

 School District

Middlesex County Public Schools

Listing ID

VAMX2000334

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Disposal, Microwave, Oven - Single, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:
Floor:Luxury Vinyl Plank,Wood
Above Ground Sq Ft:1082
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Ceiling Fan(s), Combination Dining/Living, Elevator, Floor Plan - Open, Primary Bath(s), Walk-in Closet(s), Wood Floors, Case by Case Basis, Pets Allowed
Water:Public

Exterior Features

Lot:Private Access,Not New Construction,Horse Property: No,Waterfront
Lot Dimensions:Condo
Zoning:SINGLE FAMILY SUBURB - RES
Roof:Metal
Others:
  • ▪ Additional:Pool - Outdoor, Trash, Snow Removal, Water, High Speed Internet
Sewer:Public Sewer
Parking Features:Off Street
Principal Interest
$3,064
Taxes
$178

Home Price

$584,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$116,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,064.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,064.22 $177.58 $624.00 $3,865.80
Yearly $36,770.58 $2,131.00 $7,488.00 $46,389.58
Total $1,103,117.45 $63,930.00 $224,640.00 $1,391,687.45
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Urbanna, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS