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104 Monet Terrace , Winchester, VA 22602
$549,999
Est. Payment: $2,881.37/mo
4 Bed
3 Bath
2428 Sqft
0.28 Acres
Status: active | Days on site: 15
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CRT1 - 3334771
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House Description

Opportunities like this don't come around often! Lovingly owned and cared for by the original owners for over 20 years, this beautiful brick Colonial in a highly desirable, established Winchester neighborhood is ready for its next chapter. Step inside to a welcoming foyer and discover a home filled with character, timeless charm, and tons of natural light. Hardwood floors, crown molding, chair rail, and wainscoting add warmth and character throughout the main level. The main level also features a formal dining room, a dedicated office, and a spacious kitchen with Corian countertops, abundant cabinetry, and an archway pass-through. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite with a private bath and large walk-in closet, along with a full hall bathroom and convenient upper-level laundry. The walk-up basement offers additional storage and a blank canvas with endless possibilities to create a space that suits your needs. Additional features include dual-zone HVAC with two gas furnaces and a deep two-car garage. Outside, enjoy a front deck, a covered rear porch overlooking the huge, private fenced backyard, and a 10x12 storage shed. Residents can also enjoy the neighborhood pool, perfect for relaxing and cooling off during the warmer months. Tucked away on a cul-de-sac, this home offers a wonderful combination of privacy, space, and timeless character, all just minutes from downtown Winchester, Shenandoah University, Jim Barnett Park, and Winchester Country Club. After more than two decades of making memories here, these owners are ready to pass the keys to someone new. Don't miss this opportunity to own a beautiful, well-loved brick Colonial in a fantastic location!

Highlights

Listed by Christopher W Roszko , 7039437585 Colony Realty , 5406620323. Bright MLS

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

316 Annually

Year Built

2003

County

Frederick

Neighborhood

Sovereign Village

School District

Frederick County Public Schools

Listing ID

VAFV2045412

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Oven/Range - Electric, Washer, Water Heater, Refrigerator
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:1 Fireplace
Floor:Carpet,Ceramic Tile,Hardwood,Vinyl
Above Ground Sq Ft:2428
Basement:Connecting Stairway,Full,Interior Access,Outside Entrance,Walkout Stairs,Unfinished,Poured Concrete,Rear Entrance
Other:
  • ▪ Additional:Bathroom - Jetted Tub, Bathroom - Stall Shower, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Dining Area, Formal/Separate Dining Room, Primary Bath(s), Upgraded Countertops, Wainscotting, Walk-in Closet(s), Window Treatments, Wood Floors, Pantry
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RP
Roof:Architectural Shingle
Others:
  • ▪ Additional:Sidewalks, Outbuilding(s), Very Good, Pool - Outdoor, Picnic Area, Pool(s)
Sewer:Public Sewer
Parking Features:Concrete Driveway,Additional Storage Area,Garage - Front Entry,Garage Door Opener,Inside Access,Oversized,Attached Garage,Driveway,On Street,2+ Spaces,1+ Spaces
Principal Interest
$2,881
Taxes
$185
HOA
$316

Home Price

$549,999

Loan Details

30 yrs
6.844%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,881.37

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,881.37 $185.17 $316.00 $3,382.54
Yearly $34,576.48 $2,222.00 $3,792.00 $40,590.48
Total $1,037,294.40 $66,660.00 $113,760.00 $1,217,714.40
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Winchester, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T05:05:10.000Z

© 2026 Bright MLS