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12890 Schalk Ct , Woodbridge, VA 22192
$425,000
Est. Payment: $2,226.52/mo
3 Bed
4 Bath
1760 Sqft
0.04 Acres
Status: active under contract | Days on site: 30
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EXXPR1 - 3049573,3252573
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House Description

***An assumable VA loan at an incredible 3.375% interest rate, 3 finished levels, fresh paint, new carpet, and a fenced backyard make this Lake Ridge home one to see.*** Step inside to a bright, refreshed interior with fresh paint throughout and new carpeting on the third level and in the basement. The open-concept main level connects the living, dining, and kitchen areas, creating an easy flow for everyday living and entertaining. The kitchen combines style and function with granite countertops, abundant cabinet storage, and a layout that keeps you connected to the surrounding living spaces. Natural light fills the home, adding to the open and welcoming feel. Upstairs, you'll find 3 comfortable bedrooms, including a spacious primary suite with its own private bath. A second full bath serves the additional bedrooms. Two half baths, one on the main level and another on the lower level, add convenience across all 3 levels. The partially finished walk-up basement provides even more flexible living space with new carpet and plenty of possibilities. Create a recreation room, fitness area, media space, playroom, home office, or hobby space while maintaining valuable room for storage. Direct access to the backyard makes it easy to move between indoor and outdoor living. Outside, the fenced backyard offers your own private space for pets, outdoor dining, gardening, entertaining, or simply relaxing under the trees. Two assigned parking spots! The Lake Ridge location puts recreation and everyday conveniences close to home, with Chinn Park Regional Library, Lake Ridge Park and Marina, walking trails, shopping, and dining nearby. Prince William Parkway, Old Bridge Road, Route 123, and I-95 provide convenient connections throughout Northern Virginia and toward Fort Belvoir, Quantico, and Washington, D.C. For eligible buyers, the opportunity to assume the existing VA loan at a 3.25% interest rate adds another compelling advantage to a home already offering space, recent updates, and a convenient Lake Ridge location. VA loan assumption is subject to lender/servicer approval and applicable requirements. Some images may reflect virtual staging to help showcase the home.

Highlights

Listed by Christopher Craddock , 7036882635 and Cami Elizabeth Noble , 5716432459 EXP Realty, LLC , 8333357433. Bright MLS

Property Type

Townhome

Lot/Acreage
0.04

HOA Fee

324.07 Quarterly

Year Built

1991

County

Prince William

Neighborhood

Old Bridge Estates

School District

Prince William County Public Schools

Listing ID

VAPW2121574

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Washer, Dryer, Refrigerator, Stove, Microwave, Dishwasher, Disposal
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1220
Below Ground Sq Ft:540
Basement:Partially Finished
Other:
  • ▪ Additional:Ceiling Fan(s), Combination Dining/Living, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R6
Others:
  • ▪ Additional:Trash
Sewer:Public Sewer
Parking Features:Assigned,Parking Lot,2+ Spaces,1+ Spaces
Principal Interest
$2,227
Taxes
$341
HOA
$324

Home Price

$425,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,226.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,226.52 $340.58 $324.07 $2,891.17
Yearly $26,718.24 $4,087.00 $3,888.84 $34,694.08
Total $801,547.13 $122,610.00 $116,665.20 $1,040,822.33
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Woodbridge, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS