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1515 F St , Bellingham, WA 98225
$1,395,000
Est. Payment: $7,415.78/mo
4 Bed
1 Bath
3561 Sqft
0.11 Acres
Status: active | Days on site: 6
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9978 - 96716,43631
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House Description

Some homes are renovated. This one was reborn. Taken down to the studs and rebuilt with uncompromising quality, this Lettered Streets classic pairs the charm of one of Bellingham's most beloved historic neighborhoods with the confidence of brand-new systems throughout - every roof, every window, every line and wire replaced at once and done right. Sunlight pours into the sun room, refinished hardwoods and custom solid-wood trim warm every space, and the flexible four-bedroom layout with two primary suites plus a dedicated office lives as beautifully as it shows. The remodeled kitchen and marble-floored bath carry the same craftsmanship, so weekends here start with coffee on a quiet, tree-lined street instead of a contractor's to-do list. Outside: generous private parking, a huge unfinished basement ready for hobbies, a workshop or serious storage, and a large detached shed with room for all of it. The location is the lifestyle: Elizabeth Park, Broadway Park and the Whatcom Creek Trail sit within a half mile, and downtown's restaurants, breweries and waterfront are minutes from your door. Then comes the opportunity few homes can offer: the detached back unit is ready to be expanded into two additional rental units - real income, a private space for guests, or room to grow a business - on Residential Multi (Mixed/Multiple) zoned land. Offering up to $20,000 in buyer credits! Quality you can feel, a location you can't replace, and upside you won't find twice. Welcome home.

Highlights

Listed by Anthony Zapata , 360-739-1995 and Ben Kinney , 360-284-4248 Keller Williams Western Realty , 360-738-7070. Northwest Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.11

Year Built

1904

County

Whatcom

Area

860 - Bellingham

Neighborhood

Lettered Streets

School District

Bellingham

Listing ID

2591442

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Disposal, Refrigerator, Stove(s)/Range(s), Garbage Disposal, Refrigerator(s)
Floor:Hardwood,Stone,Carpet
Basement:Unfinished
Other:
  • ▪ Additional:Dbl Pane/Storm Window, Dining Room, Fireplace, French Doors, High Tech Cabling, Walk-In Closet(s), Water Heater, Wet Bar, Master on Main
Water:City of Bellingham

Exterior Features

Lot:Corner Lot,Paved,Built On Lot,Cable TV,Fenced-Partially,Gas Available,High Speed Internet,Outbuildings,Sprinkler System
Lot Dimensions:50x100x50x100
Garage Capacity:8
Roof:Composition
Others:
  • ▪ Additional:Wood, Very Good, Has ADU
Sewer:City of Bellingham
Parking Features:Driveway,Detached Garage,Covered
Principal Interest
$7,416
Taxes
$600

Home Price

$1,395,000

Loan Details

30 yrs
6.988%

Down Payment

20%
$279,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,415.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,415.78 $599.92 $0.00 $8,015.70
Yearly $88,989.41 $7,199.01 $0.00 $96,188.42
Total $2,669,682.24 $215,970.30 $0.00 $2,885,652.54
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bellingham, WA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Estimated Payment, Market Insight Calculations, School and Neighborhood Information provided by Blueroof360

The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.
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Data last updated: 2026-11-08T04:04:14.000Z

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