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109 Stewart Spur 1 , Kelso, WA 98626
$684,900
Est. Payment: $3,640.91/mo
2 Bed
2.5 Bath
2683 Sqft
2.83 Acres
Status: active | Days on site: 1
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5768 - 109164
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House Description

Modern farmhouse living on 2.83 private acres with sweeping territorial views! Built in 2021, this 2,683 sq ft, 2 bed, 2.5 bath home pairs bold black siding and warm cedar accents with a durable metal roof, a cedar-ceiling covered porch, and room to roam on level lawn with space for gardens, toys, and RV parking. Inside, a dramatic 19.5' great room ceiling and walls of windows flood the open floor plan with natural light, with 9' ceilings throughout, hardwood floors, and a cozy wood stove. The kitchen is made for gathering: a 12' quartz island, butcher block counters, two-tone cabinetry, stainless appliances, gas range, and a walk-in pantry with open shelving. Upstairs, a cable-rail loft overlooks the great room and frames the hillside views, ideal for an office, reading nook, or game space. The primary suite is a true retreat with a walk-in closet and spa-style bath featuring a freestanding soaking tub, dual sinks, and a hex-tile walk-in shower with dual heads. Both bedrooms enjoy picture-window views. Step out to the 8'x24' covered Trex balcony to relax and take in the view. The oversized 876 sq ft attached garage includes a shop area and 18' workbench, plus several detached outbuildings for extra storage, a concrete apron, and a long gravel drive with plenty of parking. Heat pump with A/C, private well, septic approved for 4 bedrooms, and no HOA. Kelso School District. Peaceful country setting with an easy drive to Kelso/Longview shopping, dining, and I-5. Don’t miss it!

Highlights

Listed by Mary Ann Whittaker , 360-232-8777 Realty One Group Pacifica , 360-232-8777. Northwest Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
2.83

Year Built

2021

County

Cowlitz

Area

415 - Ostrander

Neighborhood

Ostrander

School District

Kelso

Listing ID

2600733

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Refrigerator, Stove(s)/Range(s), Dishwasher(s), Garbage Disposal, Refrigerator(s)
Air Cond:Forced Air,Heat Pump
Fireplaces:Wood Burning,1 Fireplace
Floor:Ceramic Tile,Hardwood,Carpet
Other:
  • ▪ Additional:Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Fireplace, Loft, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Water Heater
Water:Individual Well

Exterior Features

Lot:Dead End Street,Paved,Built On Lot,Detached,Deck,High Speed Internet,Outbuildings,Patio,Propane,RV Parking
Garage Capacity:3
Roof:Metal
Others:
  • ▪ Additional:Cement Planked, Wood
Sewer:Septic Tank
Parking Features:Driveway,Attached Garage,Off Street,RV Parking,Covered
Principal Interest
$3,641
Taxes
$615

Home Price

$684,900

Loan Details

30 yrs
6.988%

Down Payment

20%
$136,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,640.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,640.91 $614.70 $0.00 $4,255.61
Yearly $43,690.93 $7,376.36 $0.00 $51,067.29
Total $1,310,727.86 $221,290.80 $0.00 $1,532,018.66
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Kelso, WA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Estimated Payment, Market Insight Calculations, School and Neighborhood Information provided by Blueroof360

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Data last updated: 2026-11-07T07:59:14.000Z

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