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414 97th Ave SE , Lake Stevens, WA 98258
$619,900
Est. Payment: $3,295.37/mo
4 Bed
2.25 Bath
1570 Sqft
0.14 Acres
Status: active | Days on site: 27
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7738 - 135475
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

RARE OPPORTUNITY — ASSUMABLE 3.2% FIXED-RATE MORTGAGE! Discover comfort, flexibility, and value in this 4-bedroom, 2.25-bath Lake Stevens home offering 1,570 sq ft of thoughtfully designed living space. Tucked into a quiet cul-de-sac, this home features beautiful hardwood floors, abundant natural light, a cozy fireplace, and air conditioning for year-round comfort. The versatile layout offers inviting gathering spaces upstairs and additional finished living space downstairs, perfect for a home office, media room, or whatever life calls for. Step outside to a spacious deck overlooking the fully fenced backyard, ideal for entertaining, relaxing, or enjoying summer evenings. A 2-car garage, generous driveway, and dedicated RV parking provide the extra space that's hard to find! Conveniently located in the Lake Stevens School District near shopping, dining, Wyatt Park boat launch, and commuter routes. With a potentially assumable 3.2% 30-year fixed-rate mortgage, this home offers a financing opportunity you won't want to overlook! Mortgage assumption subject to lender approval, buyer qualification, and existing loan terms. Schedule your showing today!
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Highlights

Listed by Kesley D Becraft , 425-750-8889 Camano Island Real Estate , 360-629-3400. Northwest Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.14

HOA Fee

270 Annually

Year Built

1994

County

Snohomish

Area

760 - Northeast Snohomish?

 Neighborhood

Lake Stevens

 School District

Lake Stevens

Listing ID

2562745

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2.25
  • ▪ Full Bathrooms:1
  • ▪ 3/4 Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Washer(s)
Air Cond:90%+ High Efficiency,Central Air,HEPA Air Filtration
Fireplaces:Gas,1 Fireplace
Floor:Laminate,Carpet
Basement:Finished
Other:
  • ▪ Additional:Bath Off Primary, Ceiling Fan(s), Fireplace, French Doors, Hot Tub/Spa, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Water Heater
Water:Lake stevens

Exterior Features

Lot:Cul-De-Sac,Curbs,Paved,Sidewalk,Built On Lot,Cable TV,Deck,Fenced-Fully,Gas Available,Patio,RV Parking
Garage Capacity:3
Roof:Composition
Others:
  • ▪ Additional:Metal/Vinyl, Good
Sewer:Lake stevens
Parking Features:Attached Garage,RV Parking,Covered

Open House

Upcoming Open Houses
Saturday 10:00 am - 12:00 pm Nov 7
Principal Interest
$3,295
Taxes
$455
HOA
$270

Home Price

$619,900

Loan Details

30 yrs
6.988%

Down Payment

20%
$123,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,295.37

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,295.37 $455.05 $270.00 $4,020.43
Yearly $39,544.47 $5,460.64 $3,240.00 $48,245.11
Total $1,186,334.07 $163,819.20 $97,200.00 $1,447,353.27
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lake Stevens, WA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Estimated Payment, Market Insight Calculations, School and Neighborhood Information provided by Blueroof360

The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.
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Data last updated: 2026-11-07T07:59:14.000Z

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