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354 Gumspring Dr , Charles Town, WV 25414
$474,900
Est. Payment: $1,055.33/mo
4 Bed
3 Bath
2662 Sqft
0.18 Acres
Status: active | Days on site: 36
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SAMP26 - 3341574
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House Description

***** Marry the house, date the rate! Seller is offering a 2-1 buydown with acceptable offer and use of preferred lender! You could save approximately $600/month in your first year, and approximately $300/ month in your second year! Ask agent for details!! ***** Embrace the magic of autumn in this beautifully updated four-bedroom Charles Town home, where crisp fall breezes and vibrant foliage create the perfect backdrop for cozy evenings and festive gatherings. Nestled in a quiet, newer neighborhood, this move-in-ready retreat features a spacious open-concept living area flooded with natural light, a premium kitchen ideal for holiday feasts, and four generous bedrooms offering comfort and space for everyone. You'll love the convenience of laundry on the upper floor, as well as the finished rec room in the basement! Step outside to your private backyard - perfect for savoring pumpkin-spiced evenings, weekend barbecues, or watching children play among colorful leaves. Best of all, the seller is offering a fully funded 2-1 Interest Rate Buydown at closing with use of the preferred lender, giving you plenty of time to refinance when rates drop. Located just minutes from schools, shopping, and convenient commuter routes, this home blends the serenity of West Virginia’s fall beauty with unmatched convenience - don’t miss your chance to make this autumn dream yours today!

Highlights

Listed by Kristin Evans Crosby , 5712955059 Samson Properties , 5403484911. Bright MLS

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

74 Monthly

Year Built

2022

County

Jefferson

Neighborhood

Magnolia Springs

School District

Jefferson County Schools

Listing ID

WVJF2025214

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Oven/Range - Electric, Washer, Water Heater, Refrigerator, Stainless Steel Appliances, Water Conditioner - Owned, Icemaker, Built-In Microwave
Air Cond:Central A/C
Fireplaces:
Floor:Carpet,Luxury Vinyl Plank
Above Ground Sq Ft:2212
Below Ground Sq Ft:450
Basement:Full,Connecting Stairway,Outside Entrance,Interior Access,Partially Finished,Walkout Level
Water:Public

Exterior Features

Lot:Backs - Open Common Area,Rear Yard,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:101
Others:
  • ▪ Additional:Gutter System, Sidewalks, Snow Removal, Trash, Common Area Maintenance
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Inside Access,Attached Garage,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Sunday 1:00 pm - 3:00 pm Nov 15
Principal Interest
$1,055
Taxes
$255
HOA
$74

Home Price

$474,900

Loan Details

30 yrs
%

Down Payment

20%
$94,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,055.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,055.33 $255.33 $74.00 $1,384.67
Yearly $12,664.00 $3,064.00 $888.00 $16,616.00
Total $379,920.00 $91,920.00 $26,640.00 $498,480.00
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Charles Town, WV).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS